SBI e-Mudra Loan 2025: ₹50,000 Ka Business Loan Online Apply Karein – Eligibility, Documents & Interest Rate

SBI e-Mudra Loan 2025: ₹50,000 Ka Business Loan Online Apply Karein – Eligibility, Documents & Interest Rate

SBI e-Mudra Loan 2025: ₹50,000 Ka Business Loan Online Apply Karein – Eligibility, Documents & Interest Rate

🏦 SBI e-Mudra Loan Kya Hai?

SBI e-Mudra Loan ek digital loan scheme hai jo Pradhan Mantri Mudra Yojana (PMMY) ke under launch ki gayi hai. Iska main aim hai small businesses, micro enterprises aur self-employed logon ko financial help dena. Is scheme ke zariye aap ₹50,000 tak ka loan bina kisi collateral ke le sakte hain.

Yeh facility sirf un logo ke liye hai jinka State Bank of India (SBI) mein pehle se saving ya current account ho (minimum 6 mahine purana).

✅ SBI e-Mudra Loan Ki Highlights:

• ₹10,000 se 50,000 tak ka loan
• 100% digital process
• Koi collateral ya guarantor nahi chahiye
• Loan tenure: 1 se 5 saal tak
• Interest Rate: Approx. 9% to 12% (bank ke discretion par)

📅 Eligibility Criteria (Yogyata)

• Applicant ki age 18 se 65 saal ke beech honi chahiye
• SBI Saving/Current account minimum 6 mahine purana ho
• Aadhaar aur PAN card bank account se linked hone chahiye
• Business ya self-employment ka proof hona chahiye

📄 Required Documents

• Aadhaar Card (mobile number linked hona chahiye)
• PAN Card
• Bank passbook ya cancelled cheque
• Business proof (GST certificate, Shop License, etc.)
• Passport size photo

📅 Kaise Apply Karein? (Step-by-Step Online Process)

• Visit karein: https://emudra.sbi.co.in
• SBI account number aur registered mobile number dalein
• OTP verify karein
• Aadhaar OTP based e-KYC complete karein
• Business aur loan amount details fill karein
• Terms & Conditions accept karen aur submit karein

💸 Loan Repayment Details

• EMI ke through repayment hota hai
• Loan tenure 1 se 5 saal tak ho sakta hai
• Timely repayment se aapka CIBIL score bhi improve hoga

💡 Important Tips

• Loan ka use sirf business purpose ke liye karein
• Fake agents se bachein, application sirf official SBI website par karein
• Loan ke liye apply karne se pehle account KYC update hona zaroori hai

Conclusion:

Agar aap chhota business chalate hain ya start karna chahte hain, toh SBI e-Mudra Loan 2025 aapke liye ek perfect option ho sakta hai. Puri tarah se digital aur asaan process ke zariye aap bina kisi guarantee ke ₹50,000 tak ka loan le sakte hain.

Apply karne ke liye visit karein: https://emudra.sbi.co.in